About us
Our Terms & Conditions
Welcome to CardinalStone Pensions! By accessing or using our services, you agree to comply with these Terms and Conditions. Please read them carefully as they govern your use of our website, products, and services.
1. Definitions
In these Terms and Conditions:
“We,” “Us,” or “Our” refers to CardinalStone Pensions.
“You” or “Your” refers to the user of our services.
“Services” refers to all products, tools, and resources provided by CardinalStone Pensions, including Retirement Savings Accounts (RSAs), pension advisory services, and digital platforms.
2. Acceptance of Terms
By using our services, you acknowledge that you have read, understood, and agree to these terms. If you do not agree, you must discontinue use of our services.
3. Eligibility
To use our services, you must:
- Be at least 18 years old.
- Provide accurate and up-to-date information during registration.
- Comply with all applicable laws and regulations.
4. Use of Services
- You agree to use our services solely for lawful purposes and in accordance with these Terms and Conditions.
- You must not misuse our services by introducing harmful software, attempting unauthorized access, or engaging in any activity that may disrupt our systems.
5. Account Responsibility
- You are responsible for maintaining the confidentiality of your account information, including login credentials.
- Notify us immediately if you suspect unauthorized access or a breach of security.
- We reserve the right to suspend or terminate accounts that are found to be used in violation of these terms.
6. Intellectual Property
- All content, designs, trademarks, and materials on our website and platforms are the intellectual property of CardinalStone Pensions. You may not copy, reproduce, or distribute any material without prior written consent.
7. Privacy
Your use of our services is subject to our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as described in the policy.
8. Liability Disclaimer
- Our services are provided “as is” and “as available.” While we strive for accuracy, we do not guarantee the completeness or reliability of the information provided.
- CardinalStone Pensions shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
9. Fees and Charges
- Fees related to our pension services will be communicated clearly and transparently.
- You agree to pay all applicable fees and charges as required.
10. Termination
- We reserve the right to terminate or suspend access to our services at our discretion, with or without notice, if you violate these Terms and Conditions.
- You may also terminate your account by providing written notice to us.