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Benefits Application

When an RSA holder retires from active service, he/she may access the balance in the RSA through a Benefits Application. Upon attaining the age of 50 years, the Retiree is at liberty to choose between Programmed Withdrawal offered by CardinalStone Pensions or Annuity offered by a licensed Insurance Company to access their Retirement Benefits.

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When the Benefits Application has been processed, and the Retiree applies for a programmed withdrawal, the RSA balance must have been transferred to the Retiree's Fund Account via a Lump Sum, or Programmed withdrawal. Where the Retiree opts for Annuity as against Programmed Withdrawal, a Lump Sum is to be paid from the Retiree fund account and the RSA Balance (premium) to an Insurance Company of choice to access their Retirement Benefits.

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